I can hardly contain my excitement. I just made the last payment towards my HH Student Loan. Another $6500.00 (plus the interest) loan, paid off forever. I felt like I was paying forever on that loan and just not getting anywhere. But my process has been to focus on one debt and pay minimums on the others. Finally it was this debt's turn for attention. I was able to pay quite a bit towards the student loan over the past few months. Each time I got a few extra dollars, I would send it to them, chipping away as much as I could. Now, I never have to send another payment to them again. I get to delete their name off my budget sheet forever. I feel like singing! I am one step closer to being debt free and it feels so good.
I have decided it's time to buy a car. My last car, a Charger, was sold last year, to dispose of a loan with a high monthly payment. We're going to pay cash for the new (used) car, probably around $2000. We have begun searching online ads in hopes of finding that "perfect deal" with a perfect price. We'd rather buy from a person than a dealer since we're looking for a cash deal. The car must be an automatic; I'm too old to learn a new trick. Since I'm in Texas, it must also have air conditioning. And since 45 degrees feels arctic to me, it also has to have a heater. I need a safe, reliable, decent looking car. It's going to be a challenge....